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How to Discharge Your Debt

How to Discharge Your Debt

Financial AdvisorUpdated: 1/2019Debt Discharge Pros and Cons Pros No longer liable for your outstanding debts Stop collections calls and letters Get a fresh start to begin rebuilding your finances Falls off of credit report in 7-10 years Cons Time spent in court and...

How to Deal With Debt Collections Issues

How to Deal With Debt Collections Issues

Financial AdvisorUpdated: 01/2019 Things to Know When Dealing with Debt Collection Issues General Debt Collection Information Debt Collection Rules and Laws Debt Collection Timeframes Debt Collection and Credit Specific Debt Collection Scenarios The idea of debt...

How to Get Rid of Different Debt Types Quickly

How to Get Rid of Different Debt Types Quickly

Financial AdvisorUpdated: 01/2019 Ways to Get Rid of Different Debt Types Quickly Credit Card Debt Medical Debt Student Loan Debt Other Types of Debt Debt in Different Situations Debt in a Timeframe No one likes being in debt. Unfortunately, most people are in some...

How to Negotiate Credit Cards and Debt with Collectors

How to Negotiate Credit Cards and Debt with Collectors

Financial AdvisorUpdated: 01/2019 Every gets into some kind of debt at some point. Whether you’re using debt responsibly or have found yourself in over your head, one of the best ways to lower your debt is through negotiation. Many people don’t think about the fact...

Debt Collection Laws For Each State

Debt Collection Laws For Each State

Financial Advisor Updated: 1/2019 Learn More About the Debt Collection Laws in Your State   Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland...

Negotiating with and Paying Off Debt Collectors
Negotiating with and Paying Off Debt Collectors

Financial AdvisorUpdated: 1/2019 If you find yourself in a situation where debt collectors are hassling you for money, it's essential that you understand how to approach the process. Debt collectors will do anything to get you to pay your debts – they'll often make...

How to Reduce or Eliminate Credit Card Debt Fast
How to Reduce or Eliminate Credit Card Debt Fast

Financial AdvisorUpdated: 01/2019 Ways to Reduce Credit Card Debt Quickly Create a budget and stick to it Add another stream of income Invest in your health and in your valuable assets Keep your cards out of sight and out of mind Lower your credit limit Credit card...

Debt Forgiveness: Your Best Options
Debt Forgiveness: Your Best Options

Financial AdvisorUpdated: 01/2019 What are the Types of Debt Forgiveness? Student Loan Debt Forgiveness Public Service Loan Forgiveness (PSLF) Federal Perkins Loan Cancellation NURSE Corps Loan Repayment Program Military Student Loan Forgiveness Medical School Debt...

Best Debt Calculator for Different Debt or Income Scenarios
Best Debt Calculator for Different Debt or Income Scenarios

Financial AdvisorUpdated: 01/2019 Debt Calculators we found: NerdWallet Crown Calculators.org Wells Fargo BankRate MortgageCalculator.com You Can Deal With It Financial Mentor Free Online Calculator Schwab Moneywise Merril Edge Capital One CreditCards.com FinAid.org...

Best Ways to Pay Off Debt Fast: Get Credit Cards & Loans Paid Down
Best Ways to Pay Off Debt Fast: Get Credit Cards & Loans Paid Down

We can help you consolidate your debt.  Financial AdvisorUpdated: 1/2019 If you're having problems paying your current debts, you're not alone. America has a very large debt problem – many consumers in the country struggle to pay back their large credit card balances...

How Does Debt Consolidation Affect Your Credit Score?
How Does Debt Consolidation Affect Your Credit Score?

Financial AdvisorUpdated: 1/2019 Introduction Nobody likes to be in debt. Thankfully, there are plenty of solutions to debt in the modern age of financial products. One of the most popular options is debt consolidation. However, the world of finance is complicated....

Freedom Debt Relief Reviews
Freedom Debt Relief Reviews

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 Freedom Debt Relief Features Negotiating skills Trained debt professionals One low monthly deposit Consumers are priority Accreditations Debt settlement or forgiveness often seems like a good...

National Debt Relief Program Reviews
National Debt Relief Program Reviews

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 <div class="callout pick"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <h2 class="label"><a...

Debt Snowball Method: How it Works
Debt Snowball Method: How it Works

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 The Debt Snowball Process Outline Your Debts Determine Your Amounts Begin Paying Your Smallest Debts Use Old Payments Towards New Debts Continue Process Until You Become Debt Free If you’ve...

Credit Card Consolidation: Best Loan Companies for Debt & Bad Credit
Credit Card Consolidation: Best Loan Companies for Debt & Bad Credit

We can help you consolidate your debt.  Financial AdvisorUpdated: 1/2019 Credit card debt is one of the most common forms of debt in the United States. Using credit cards is one of the nation’s primary spending mechanisms – consumers enjoy how easy it is to obtain and...

Trading in a Car with Loan Debt
Trading in a Car with Loan Debt

Financial AdvisorUpdated: 1/2019 Owning a car is almost a necessity in the modern world. We use our cars for everything, from visiting friends and picking up groceries to going to work or traveling for vacation. Therefore, it should come as no surprise that many...

Medical Bill Debt Relief: Can You Erase it?
Medical Bill Debt Relief: Can You Erase it?

Financial AdvisorUpdated: 1/2019 Sometimes accidents and illness happen. When these types of situations occur, the only thing you can do is seek appropriate treatment. However, medical services don’t come cheaply. Even with insurance, medical bills can reach into the...

Government Debt Relief Programs for Businesses
Government Debt Relief Programs for Businesses

Financial AdvisorUpdated: 1/2019 There are many reasons why a business might face trouble with debt. After all, the economy can be unpredictable, and with world events happening at a faster pace all the time it seems as if nearly anything can upset your business’s...

Debt Settlement: Got $10,000 or More in Debt?
Debt Settlement: Got $10,000 or More in Debt?

We can help you consolidate your debt.  Financial AdvisorUpdated: 1/2019 Choosing the Best Debt Settlement Company Check Reputation and Reviews False Advertising Fees and Charges Honest Answers First Settlement Date Have you racked up a few bills and started to feel...

Debt Settlement Companies: What do They do?
Debt Settlement Companies: What do They do?

Financial AdvisorUpdated: 1/2019 Introduction If you are struggling to figure out how to handle your debt, chances are, you are resorting to the many different debt relief programs. In the financial industry, there are many different options and tools available for...

Debt Relief: See if You Qualify
Debt Relief: See if You Qualify

We can help you consolidate your debt.  Financial AdvisorUpdated: 1/2019 What are the Benefits of Debt Relief? Pay Less Than You Owe No More Collection Calls Start Rebuilding Your Credit Get Back on Top of Your Finances Learn More About Finance It might not be...

Debt Relief vs Debt Restructuring
Debt Relief vs Debt Restructuring

Financial AdvisorUpdated: 1/2019 It seems as though there are more and more ways to handle debt these days. The surge of debt-oriented products and services is the result of the extreme lengths that people have had to go to in order to get by after being hit with a...

Debt Relief Programs: Struggling With $10k or More in Debt?
Debt Relief Programs: Struggling With $10k or More in Debt?

We can help you consolidate your debt.  Financial AdvisorUpdated: 1/2019 Simply, debt relief is the actual process, or the tactics utilized, to help eliminate or reduce debt for an individual. Today, there are ample of debt relief programs that are designed to help...

Debt Relief for Teachers
Debt Relief for Teachers

Financial AdvisorUpdated: 01/2019 Teachers are some of the most vital individuals in society. Nearly every person has fond memories of at least one teacher that reached out and helped them understand the world in a new or meaningful way. However, economic trouble,...

Small Business Debt Consolidation & Debt Relief
Small Business Debt Consolidation & Debt Relief

Financial AdvisorUpdated: 01/2019 Owning and running your own small business can be one of the most rewarding things you ever do. However, it can be tricky to balance the obligations your business has while maintaining growth. Many small businesses obtain some kind of...

Tax Debt Relief Help: Does Bankruptcy or Forgiveness Clear it?
Tax Debt Relief Help: Does Bankruptcy or Forgiveness Clear it?

Financial AdvisorUpdated: 01/2019 It is often said that the only two certainties in life are death and taxes. For many people, the thought of the second certainty is almost as scary as the first. There has been an increase in people not paying their taxes recently....

Debt Consolidation Companies: Who is the Best?
Debt Consolidation Companies: Who is the Best?

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 In the world today, more and more people are finding themselves in debt due to lack of knowledge, experience, or budgeting. As a result, people are struggling to eliminate their debt due to high...

Debt Consolidation Calculator: Getting Out of Credit Card or Loan
Debt Consolidation Calculator: Getting Out of Credit Card or Loan

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 Top Debt Consolidation Calculators AARP Debt Consolidation Calculator BankRate Debt Consolidation Loan Calculator Calculator.net Debt Consolidation Calculator Calc XML Debt Consolidation...

Credit Card Debt Relief: $10K+ Credit Card Debt?
Credit Card Debt Relief: $10K+ Credit Card Debt?

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 Credit Card Debt Relief Options Credit Card Issuer Credit Card Debt Counseling Credit Card Debt Settlement Credit Card Debt Consolidation Bankruptcy Opening a credit card can be one of the most...

College Loan Debt Consolidation
College Loan Debt Consolidation

Financial AdvisorUpdated: 01/2019 Introduction Obtaining a college degree is more important to getting a good job than ever before. However, the rising cost of college and recent economic troubles mean that many people have had to turn to student loans to get the...

Bankruptcy and Debt Relief
Bankruptcy and Debt Relief

Financial AdvisorUpdated: 01/2019 There are several different debt relief options available to consumers who are having a hard time paying their bills. However, there are some situations where there’s almost no way that you’ll ever be able to get current on your...

Does Withdrawing Money From Your 401(k) Make Sense?
Does Withdrawing Money From Your 401(k) Make Sense?

Financial AdvisorUpdated: 1/2019 For those having a retirement account that’s employer-sponsored, it never makes sense to dip into it because this can seriously affect your post-retirement life. However, this stands to be an option if you can’t resort to balance...

Military Debt Relief: Lower Debt Quickly
Military Debt Relief: Lower Debt Quickly

Financial AdvisorUpdated: 01/2019 For armed forces personnel, there is legal protection from their credit worries. This is due to the fact that service personnel in discharge of their duties, face a number of financial challenges arising from frequent relocation,...

Debt Management Plans: Best Programs & Companies Review + Apps
Debt Management Plans: Best Programs & Companies Review + Apps

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 Best Debt Management Companies Cambridge Credit Counseling InCharge Debt Solutions Greenpath Debt Solutions Advantage Credit Counseling Services  ClearPoint Credit Counseling Simply put, debt...

Credit Counseling: Payoff Debts Faster & Easier
Credit Counseling: Payoff Debts Faster & Easier

Financial AdvisorUpdated: 01/2019 How to Find a Good Credit Counseling Company Licensed and accredited by the NFCC Certified by the Council on Accreditation (CoA) Preferably a non-profit agency Low on customer complaints Look for an experienced credit counselor Credit...

Debt Consolidation Loans: Minimum Credit Scores Required
Debt Consolidation Loans: Minimum Credit Scores Required

Financial AdvisorUpdated: 01/2019 Debt consolidation loans and the debtor’s credit score share a symbiotic relationship. One simply cannot function without the other. Getting a loan with a poor credit score is just not easy. Any debt consolidation lender will insist...

Best Debt Consolidation Programs Review: Does Bad Credit Work?
Best Debt Consolidation Programs Review: Does Bad Credit Work?

We can help you consolidate your debt.  Financial AdvisorUpdated: 01/2019 Debt consolidation programs are formulated to help those neck deep in debt for consolidating their bill payments and ultimately becoming absolutely debt free for the rest of their lives....

Online Debt Consolidation
Online Debt Consolidation

Financial AdvisorUpdated: 01/2019 Introduction Debt consolidation online is the process of obtaining a loan from an online platform without having to meet the loan officer face to face. The additional attraction is that the debtor gets online debt consolidation...

Nonprofit Debt Consolidation
Nonprofit Debt Consolidation

Financial AdvisorUpdated: 01/2019 What is Nonprofit Debt Consolidation? In simpler terms, debt consolidation is a process by which a debtor amalgamates all his outstanding debts into one solitary monthly payment. Non-profit debt consolidation similarly, is the process...

Types Of Debt Consolidation Loans
Types Of Debt Consolidation Loans

Financial AdvisorUpdated: 12/2017 If you are struggling to pay off your debts, then you may want to consider getting a debt consolidation loan. These loans allow you to combine your debts and get a lower interest rate. This will make it easier for you to manage your...

How Debt Consolidation Loans Can Simplify Your Life
How Debt Consolidation Loans Can Simplify Your Life

Financial AdvisorUpdated: 1/2019 If you’re struggling to repay your debts, a debt consolidation loan could make good financial sense. Repaying your debts is an essential part of living a healthy financial life. Applying for debt consolidation can help you repay...

Debt Consolidation is a Path to Financial Freedom
Debt Consolidation is a Path to Financial Freedom

Financial AdvisorUpdated: 1/2019 Debt has a tendency to drag people's lives down. When outstanding obligations are owed, the ability to maintain any level of financial independence becomes incredibly difficult. High rates of interest do borrowers no favors. As monthly...

Using a Home Equity Loan or Line of Credit for Debt Consolidation
Using a Home Equity Loan or Line of Credit for Debt Consolidation

Financial Advisor Updated: 1/2019 If you are drowning in debt, you might want to consider consolidating your debt by refinancing your mortgage into a loan that carries a low-interest rate. If you have enough equity in your home, you can refinance your mortgage using...

Secured vs. Unsecured Debt Consolidation Loans
Secured vs. Unsecured Debt Consolidation Loans

Financial AdvisorUpdated: 1/2019 Debt consolidation replaces multiple debts with one larger loan. This means that you only need to make a single payment each month. In addition to easier record-keeping and fewer payments, you will probably benefit from a reduced...

The Difference Between Debt Management and Debt Settlement
The Difference Between Debt Management and Debt Settlement

Financial AdvisorUpdated: 1/2019 When people are struggling to handle their debt, they need to know the difference between two possible solutions known as debt management and debt consolidation. These are two very different financial strategies. The goals associated...

Debt Consolidation Help

Reduce Interest Rates and Monthly Payments, Lower/Stop Fees, Stop Creditor Calls