Carl Andrews

Financial Advisor

Carl has years of experience helping people tackle debt. As a Senior Financial Advisor, he knows the ins and outs of debt consolidation and debt management. Carl decided to work in the financial and debt management industries after his childhood best friend had to move away because their parents lost their house.

Since then, he’s worked his hardest to ensure that people don’t need to go through the stress, anxiety, and strife he witnessed in that situation. According to Carl, not all debt problems are the same and that’s why it’s important to take a look at the different options available for your situation. He also thinks it’s important to understand what caused you to go into debt in the first place so you can avoid facing the problem again in the future.

When Carl isn’t helping people tackle their debt issues or understand how different financial products work, he spends his time fishing and camping with his wife and three children.

Read his articles below and find out how to consolidate your debt.

Married with Debt

Financial AdvisorUpdated: 7/2019 facebook Twitter instagram pinterestOne of the biggest stressors of any marriage is finances. Happy couples are likely to have put the effort and time into discussing finances at length before tying the knot. Before you think of making...

How to Discharge Your Debt

Financial AdvisorUpdated: 1/2019Debt Discharge Pros and Cons Pros No longer liable for your outstanding debts Stop collections calls and letters Get a fresh start to begin rebuilding your finances Falls off of credit report in 7-10 years Cons Time spent in court and...

Debt Collection Laws For Each State

Financial Advisor Updated: 1/2019 Learn More About the Debt Collection Laws in Your State   Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland...

Negotiating with and Paying Off Debt Collectors

Financial AdvisorUpdated: 1/2019If you find yourself in a situation where debt collectors are hassling you for money, it's essential that you understand how to approach the process. Debt collectors will do anything to get you to pay your debts – they'll often make...

Best Ways to Pay Off Debt Fast: Get Credit Cards & Loans Paid Down

We can help you consolidate your debt. Financial AdvisorUpdated: 1/2019If you're having problems paying your current debts, you're not alone. America has a very large debt problem – many consumers in the country struggle to pay back their large credit card balances...

How Does Debt Consolidation Affect Your Credit Score?

Financial AdvisorUpdated: 1/2019Introduction Nobody likes to be in debt. Thankfully, there are plenty of solutions to debt in the modern age of financial products. One of the most popular options is debt consolidation. However, the world of finance is complicated....

Trading in a Car with Loan Debt

Financial AdvisorUpdated: 1/2019 Owning a car is almost a necessity in the modern world. We use our cars for everything, from visiting friends and picking up groceries to going to work or traveling for vacation. Therefore, it should come as no surprise that many...

Medical Bill Debt Relief: Can You Erase it?

Financial AdvisorUpdated: 1/2019Sometimes accidents and illness happen. When these types of situations occur, the only thing you can do is seek appropriate treatment. However, medical services don’t come cheaply. Even with insurance, medical bills can reach into the...

Government Debt Relief Programs for Businesses

Financial AdvisorUpdated: 7/2019 facebook Twitter instagram pinterestThere are many reasons why a business might face trouble with debt. After all, the economy can be unpredictable, and with world events happening at a faster pace all the time it seems as if nearly...

Debt Settlement: Got $10,000 or More in Debt?

We can help you consolidate your debt. Financial AdvisorUpdated: 1/2019Choosing the Best Debt Settlement Company Check Reputation and Reviews False Advertising Fees and Charges Honest Answers First Settlement Date Have you racked up a few bills and started to feel the...

Debt Settlement Companies: What do They do?

Financial AdvisorUpdated: 1/2019Introduction If you are struggling to figure out how to handle your debt, chances are, you are resorting to the many different debt relief programs. In the financial industry, there are many different options and tools available for...

Debt Relief: See if You Qualify

We can help you consolidate your debt. Financial AdvisorUpdated: 1/2019What are the Benefits of Debt Relief? Pay Less Than You Owe No More Collection Calls Start Rebuilding Your Credit Get Back on Top of Your Finances Learn More About Finance It might not be...

Debt Relief vs Debt Restructuring

Financial AdvisorUpdated: 1/2019It seems as though there are more and more ways to handle debt these days. The surge of debt-oriented products and services is the result of the extreme lengths that people have had to go to in order to get by after being hit with a...

Debt Relief Programs: Struggling With $10k or More in Debt?

We can help you consolidate your debt. Financial AdvisorUpdated: 1/2019Simply, debt relief is the actual process, or the tactics utilized, to help eliminate or reduce debt for an individual. Today, there are ample of debt relief programs that are designed to help...

Does Withdrawing Money From Your 401(k) Make Sense?

Financial AdvisorUpdated: 1/2019 For those having a retirement account that’s employer-sponsored, it never makes sense to dip into it because this can seriously affect your post-retirement life. However, this stands to be an option if you can’t resort to balance...

Types Of Debt Consolidation Loans

Financial AdvisorUpdated: 12/2017 If you are struggling to pay off your debts, then you may want to consider getting a debt consolidation loan. These loans allow you to combine your debts and get a lower interest rate. This will make it easier for you to manage your...

How Debt Consolidation Loans Can Simplify Your Life

Financial AdvisorUpdated: 1/2019 If you’re struggling to repay your debts, a debt consolidation loan could make good financial sense. Repaying your debts is an essential part of living a healthy financial life. Applying for debt consolidation can help you repay...

Debt Consolidation is a Path to Financial Freedom

Financial AdvisorUpdated: 1/2019 Debt has a tendency to drag people's lives down. When outstanding obligations are owed, the ability to maintain any level of financial independence becomes incredibly difficult. High rates of interest do borrowers no favors. As monthly...

Using a Home Equity Loan or Line of Credit for Debt Consolidation

Financial Advisor Updated: 1/2019 If you are drowning in debt, you might want to consider consolidating your debt by refinancing your mortgage into a loan that carries a low-interest rate. If you have enough equity in your home, you can refinance your mortgage using...

Secured vs. Unsecured Debt Consolidation Loans

Financial AdvisorUpdated: 1/2019 Debt consolidation replaces multiple debts with one larger loan. This means that you only need to make a single payment each month. In addition to easier record-keeping and fewer payments, you will probably benefit from a reduced...

The Difference Between Debt Management and Debt Settlement

Financial AdvisorUpdated: 1/2019 When people are struggling to handle their debt, they need to know the difference between two possible solutions known as debt management and debt consolidation. These are two very different financial strategies. The goals associated...